Elmo Moraes Partner | FSI São Paulo +55 11 3886-5100


Bachelor’s degree in Actuarial Sciences and Statistics and MBA with emphasis in finance from Federal University of Minas Gerais (UFMG). Member of the Brazilian Actuarial Institute (IBA) and member of the Regional Statistics Council (CONRE).


More than 20 years of experience in the insurance and banking market with actuarial and financial activities, products, modeling, audit and processes with successful projects in new business implementation, product development, core systems implementation, data Science, pricing and technical reserves.

The executive has experience in assessments of actuarial liabilities in due diligence, estimates of technical reserves (eg. IBNR), Backing Tests, Liability Adequacy Test (LAT), EV, validation of Statistical Tables and other official regulatory databases, sensitivity tests and scenario analysis, business plan development, stochastic simulation, and internal models for risk-based capital.